admin, Author at Iris Estate

How to get ready for closing when buying a home

By admin January 13, 2026Uncategorized

Closing on a home transfers ownership from seller to buyer, involving signing documents, paying closing costs, and receiving keys. Key steps include organizing documents, reviewing loan and seller disclosures, checking…

Greater Toronto 2026 Housing Secrets REALTORS® Wish You Knew!

By admin January 12, 2026Uncategorized

2026 may be calmer, giving buyers a break from crazy competition. GTA listings stabilized at ~14,800 active homes as buyer confidence rises. Extra listings mean you can negotiate and pick…

What to Look for When Buying a Family Home in 2026

By admin January 11, 2026Uncategorized

In 2026, families seek homes offering flexibility, comfort, and practicality within budget. Prioritize daily living flow, location near schools and amenities, and walkability. Set a budget with room for ongoing…

Moving to a new home? How to save on costs whether you hire movers or do it yourself

By admin January 10, 2026Uncategorized

Moving into a new home can be costly, with expenses from hiring moving companies to temporary storage. To save money, experts recommend decluttering and doing more work yourself. Hiring a…

How much you need for a down payment

By admin January 9, 2026Uncategorized

A down payment is the initial amount paid when buying a home, with minimums set at 5% for homes up to $500,000, 5% on the first $500,000 plus 10% on…

Canada’s Luxury Homes: Price ≠ Prestige?

By admin January 8, 2026Uncategorized

Slide 1 Canada’s luxury homes soared, but coast-to-coast growth is far from even. Slide 2 $5M+ sales jumped 220% in a decade—biggest shifts hidden from casual buyers. Slide 3 $10M+…

How to Get a Mortgage with Bad Credit in Canada

By admin January 6, 2026Uncategorized

To buy a home in Canada, a good credit score is essential for securing a favorable mortgage. Bad credit complicates the process, making lenders hesitant to approve applications. However, options…

Could This Dip Be Toronto’s Homebuying Opportunity?

By admin January 5, 2026Uncategorized

November sales ↓ 15.8% YoY to 5,010 units Avg. price still > $1M, but ↓ 6.4% YoY New listings ↓ 4%, active inventory ↑ 16.8% Condo sales ↓ 21.7% across…

How to Use Incentives to Your Advantage as a Homebuyer

By admin January 2, 2026Uncategorized

Homebuyer incentives such as seller credits, mortgage points, interest rate buydowns, builder upgrades, and lender credits can reduce upfront costs or monthly payments, making homeownership more affordable. Seller credits help…

Joint Property Ownership: Definitions, Functions, Risks Explained

By admin January 1, 2026Uncategorized

Joint-owned property is held by two or more parties and can take forms like joint tenancy, tenancy by the entirety, community property, or trusts. Joint tenancy allows equal rights and…