admin, Author at Iris Estate

Canadian real estate’s great divide: One market booming while the other crashes

By admin January 25, 2026Uncategorized

Canadian office real estate is improving as workers return to offices, with vacancy rates dropping nationally from 18.7% to 18% and a nearly 3% decrease in downtown Toronto. No new…

Ontario Housing Market Offers New Opportunities for Buyers

By admin January 23, 2026Uncategorized

Ontario's housing market is expected to see a significant price drop in 2026, with Greater Toronto Area home prices forecasted to fall by 6.4%, repeating last year's decline. Despite lower…

Save for a Down Payment Comfortably

By admin January 21, 2026Uncategorized

FHSA: Contribute up to $8,000/year, $40,000 max; tax-deductible, tax-free withdrawals for first home. RRSP Home Buyers’ Plan: Withdraw up to $60,000 per person, repay over 15 years, no tax if…

Empowering Homebuyers: Top Mortgage Tips for Success

By admin January 21, 2026Uncategorized

Slide 1 💳 “Check credit, debt, and savings first—financial health drives mortgage eligibility.” Slide 2 🏠 “Fixed or variable rates? Know pros, cons, and hidden costs before committing.” Slide 3…

Why Spring 2026 Rewards Canadian Homebuyers?

By admin January 21, 2026Uncategorized

Spring 2026 likely brings more buyers off sidelines and active markets. National home prices may tick up ~1% in late 2026, modest rebound ahead. Fewer competitors + steadier prices means…

GTA Homeowners Rush to Refinance Before 2026

By admin January 19, 2026Uncategorized

Slide 1 Interest rates dipped this year, sparking a GTA refinancing buzz for 2026. Slide 2 Toronto homeowners reflect on credit, debt, and equity before year-end planning. Slide 3 Switching…

Ontario city among cheapest places to buy a townhome in Canada

By admin January 18, 2026Uncategorized

Townhouse prices in Ontario are declining, offering good opportunities for first-time buyers in 2026. Hamilton-Burlington leads with a 9.16% drop to $625,100, followed by Barrie, Greater Toronto, Kitchener-Waterloo, and London-St.…

Advice for First-Time Homebuyers: Dos and Don’ts Before You Buy

By admin January 17, 2026Uncategorized

Start homebuying by securing an affordable mortgage and maintaining a healthy bank account to show financial stability. Have legal help ready for contracts and negotiations. Avoid viewing homes before financial…

Can Ontario’s Real Estate Slump Reverse?

By admin January 15, 2026Uncategorized

Ontario’s Greater Toronto Area Real Estate construction starts fell 34% in the first nine months of 2025. Condo starts dropped 51%, while purpose-built rental starts rose 42% across the Greater…

CREA Predicts Canadian Housing Rebound by 2026

By admin January 14, 2026Uncategorized

2025 to soften slightly with sales down 1.1% and prices dipping 1.4%, mainly due to slowdowns in B.C. and Ontario. Many regions will still see 4–8% price gains in 2025,…