Toronto: Top Choice for Buying in Canada
Toronto is Canada’s largest city, with a metro population over 6M, and is often compared to New York for its walkable downtown and multicultural energy. It serves as the country’s…
How will the First-Time Home Buyers’ GST Rebate impact the real estate and construction industry?
Ontario plans to introduce a matching provincial rebate alongside the federal First-Time Home Buyers’ (FTHB) GST Rebate, which offers up to a $50,000 rebate on new homes priced up to…
Steps to Take If You Miss a Mortgage Payment
Missing a mortgage payment doesn't mean immediate loss of your home, but quick action is vital. After a 15-day grace period, late fees apply, and after 30 days, missed payments…
Opportunities Emerge as GTA, GGH Home Market Evolves
Housing starts in the Greater Toronto Area and Greater Golden Horseshoe dropped 34% in early 2025, with condo starts plunging 51%, while purpose-built rental starts rose 42%. Residential construction job…
Ontario Forecast: Homebuilding Projections Slide Again
Slide 1 Construction forecasts stay low with 70,200 starts in 2025 and 79,600 in 2027. Slide 2 Builders blame tariffs and rising material costs for slowing Ontario housing activity. Slide…
Canada’s Real Estate Comeback Ignites
Elevated rates and condo pullback push developers toward purpose-built rentals—especially larger, family-sized units in high demand. Rental demand stays strong nationwide, with new supply easing price pressures after years of…
Everyone’s Stuck in Toronto… but You Might Still Snag a Deal
Everyone else stuck in Toronto — buyers suddenly hold unexpected negotiating power right now. Inventory exploded to 21,241 units — that’s a record 23.5-month supply; builders are pausing. Sellers lowering…
Canadian First-Time Buyers Bring Experience to Homeownership
A global study finds Canadians enter homeownership later than most, with Vancouver buyers averaging age 46, Toronto 40, and Montreal 39. High down payments and housing prices in these metros…
Tips for First-Time Home Buyers in Canada
Canada's real estate market presents challenges for first-time home buyers due to limited supply, strict mortgage guidelines, and high prices. Government programs like the Home Buyers’ Plan, Home Buyers’ Tax…
How the FHSA and Lower Interest Rates Can Help You Buy Your First Home
Lower interest rates and mortgage rule changes in Canada make home buying more accessible for first-time buyers. The First Home Savings Account (FHSA) allows tax-free savings up to $40,000 for…